Stratum
STRATUM is an open, secure, scalable and reliable platform for implementing enterprise transaction switches, gateways and hubs.
Agility
Availability & Scalability
Security & Compliance
Cloud or On-Premise
Transaction Flexibility
Channel Library
Agility
STRATUM is a high-level and open platform that enables customers to address business requirements in-house. Applications can be implemented by configuring advanced components, and by developing custom channels and transaction types. Cutomisation is performed using non-proprietary tools.

Availability & Scalability
STRATUM applications are deployed across multiple servers, delivering the availability and scalability required by the most demanding payments processors. Applications run unmodified on lesser platforms, reducing costs during development, integration and support activities.

Security & Compliance
STRATUM allows a tailored security implementation for any payment type or application by supporting data tokenisation and data access-permission policies for individual fields in any message.

Cloud or On-Premise
STRATUM’s flexible architecture supports deployment of applications to Amazon Web Services, Microsoft Azure and Google Cloud.

Transaction Flexibility
STRATUM supports channel specific transaction processing for both upstream and downstream participants.

Channel Library
STRATUM applications integrate with other systems and devices by using or customizing existing channels, including ISO8583, AS2805, POS, HTTP and batch.

Immediate payments and new payment models are opportunities to outcompete and increase profits.
STRATUM and IAAS
STRATUM’s architecture and curated technology choices allows it to be deployed into Amazon Web Services, Microsoft Azure and Google Cloud. Deployment into a cloud-based environment delivers a range of advantages over traditional approaches to payments workloads.
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Reduced Infrastructure Costs
Create STRATUM systems on-demand to avoid provisioning delays and costs. System lifecycle can be aligned directly with implementation and business-as-usual activities such as integration, performance testing, UAT and production support. When a distributed STRATUM instance is not explicitly required, such as for infrastructure failure tests, teams can deploy STRATUM applications unchanged onto single server platforms, reducing infrastructure costs by an order of magnitude.
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Capacity On-Demand
STRATUM applications can scale dynamically as a result of transaction load changes and in accordance with pre-configured calendars. Dynamic scalability allows payments processors to avoid the time and cost of capacity planning exercises, the up-front costs of provisioning headroom and the business constraints of operating a fixed capacity platform.
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Reduce Security Risk
Amazon Web Services, Microsoft Azure and Google Cloud all support policies, controls, procedures and technologies that work together to protect cloud-based systems, data, and infrastructure. These security measures have been utilised by cloud operators to comply with payment industry regulations such as PCI-DSS. By leveraging the associated certifications, customers that deploy STRATUM applications to the cloud are reducing both security risk and compliance cost.
-
Reduced Infrastructure Costs
Create STRATUM systems on-demand to avoid provisioning delays and costs. System lifecycle can be aligned directly with implementation and business-as-usual activities such as integration, performance testing, UAT and production support. When a distributed STRATUM instance is not explicitly required, such as for infrastructure failure tests, teams can deploy STRATUM applications unchanged onto single server platforms, reducing infrastructure costs by an order of magnitude.
-
Capacity On-Demand
STRATUM applications can scale dynamically as a result of transaction load changes and in accordance with pre-configured calendars. Dynamic scalability allows payments processors to avoid the time and cost of capacity planning exercises, the up-front costs of provisioning headroom and the business constraints of operating a fixed capacity platform.
-
Reduce Security Risk
Amazon Web Services, Microsoft Azure and Google Cloud all support policies, controls, procedures and technologies that work together to protect cloud-based systems, data, and infrastructure. These security measures have been utilised by cloud operators to comply with payment industry regulations such as PCI-DSS. By leveraging the associated certifications, customers that deploy STRATUM applications to the cloud are reducing both security risk and compliance cost.